The Asiana Visa® Platinum Card is a rewards based credit card, and is targeted at those that use or intend to use Asiana Airlines on a regular basis. This is a platinum credit card issued by the Bank of America, and is for those with a very good or excellent credit history and score. The rewards program enables cardholders to earn one miles for every dollar spent on the credit card, and two miles for credit card purchases with Asiana Airlines. A bonus five thousand miles is credit to the account with the first purchase, and an additional two thousand miles are awarded each year when the annual fee is paid. There is a maximum limit of 100,000 miles per year set on this card.
The annual fee charged on this credit card is $80, but cards for additional cardholders are free of charge and there is a minimum twenty day grace period available. The minimum credit limit on the Asiana Visa® Platinum Card is $2,000.
Charges associated with this credit card include a fee of between $19 and $39 for late repayments, and this is based on the balance of the credit card. Over the limit fees stand at $35, and there is a three percent or ten dollar minimum fee on cash advances on this credit card. No fee is charged for balance transfer transactions however.
There are also additional benefits available in addition to the air miles rewards program. Cardholders can benefit from: online account services, an annual ninety percent discount for one companion ticket, an annual $500 discount on a full-fare business-class ticket plus a free first-class upgrade, two free Asiana Club lounge passes, protection against unauthorized Internet transactions, travel accident insurance, emergency airline ticket replacement, lost luggage insurance, hotel theft insurance, car rental insurance, and fraud and security protection.
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