The AspireŽ VisaŽ card is a credit card designed for consumers that are looking for basic credit card facilities without any bells, whistles or frills. This credit card is issued by Columbus Bank, and offers credit card customers a range of cardholder benefits and discounts.
There are a number of charged associated with this credit card. The annual fee can vary depending on your circumstances, and ranges between $75 and $150. In addition to this, there is a fee for opening the account, which stands at $29.50. It will cost $6.50 per month for maintenance of the credit card account. Other fees linked to this card include late payment fees and over the limit fees of $35, and cash advance fees of five percent with a five dollar minimum charge. The minimum payment on the balance is four percent or a minimum of twenty dollars.
Cards are available to additional cardholders at no extra fee, and this credit card offers a 25 day grace period. The minimum credit limit on the card is $300, with a maximum limit of $1750. The interest rate charged on new purchases is 20.25 percent variable, and there is also an interest rate of 25.25 percent variable charged on cash advances made with this credit card.
This credit card also offers a number of benefits to cardholders. These include benefits such as car rental insurance cover, Internet account services, travel and emergency assistance services, protection against unauthorized transactions, and emergency card and cash reporting.
