The Blue CashSM from American Express® is a consumer credit card from American Express, and is available to people with a good credit rating. His credit card, as with other American Express cards, is accepted globally, and can be used for all sorts of purchases as well as cash advances. You can earn up to five percent on purchases made on your Blue CashSM card, and there is no limit on the amount you can earn through purchases. You will also have access to around the clock customer services in case you experience any problems with your credit card.
If you are transferring a balance on to your Blue CashSM card, you will get a low interest rate of 4.99 percent for the life of the transferred balance. For purchases on the Blue CashSM credit card, you can get and introductory 0% interest rate for fifteen months, at which point the interest rate reverts to the standard rate of (listed above) percent. The default APR on the Blue CashSM credit card is 17.99 percent. If you want to use your credit card for cash advances, the APR charged on the Blue CashSM is 20.24 percent.
There are no maintenance or set-up fees associated with the Blue CashSM from American Express®. However, a fee of $15 is charged on late payments. There is also a three percent fee rate on cash advances, or a flat fee of $5 depending on which is the greater. The foreign exchange fees on this credit card currently stand at two percent.
