Blue Cash® for Business Credit Card

The Blue Cash® for Business credit card is a platinum business credit card issued by American Express and designed to meet the needs of businesses. This business credit card offers zero percent interest on purchases for an introductory period of six months, and this is followed by a competitive variable rate, listed above. An interest rate of 7.99 percent is charged on balance transfers, and this is for the life of the transferred balance.

There is no annual fee charged on the Blue Cash® for Business credit card, and this card is available to those with good or excellent credit. This credit card offers a rewards program available to business cardholders, and this program enables card users to earn cash back on purchases made with the card. The standard cash back rate is 2.5 percent. However, you can double this cash back rate of 5 percent when you buy certain business services such as FedEx or when you shop at specified business retailers such as Staples.

Additional benefits of this credit card include purchase protection, extended warranty for purchases, lost luggage insurance, car rental insurance, travel accident insurance, emergency card replacement, travel and emergency services, and discounts at participating merchants and retailers. Late repayments on your credit card can incur a fee of between $15 and $35 depending on the balance of your card, and unauthorized borrowing fees stand at $35. There is also a balance transfer fee of between $5 and $50, and a cash advice fee of three percent or $5 minimum.