The Chase Travel Rewards® Platinum MasterCard® is a credit card issued by Chase and designed for those with good credit. This credit card offers a 0% APR on balance transfers for up to twelve months, and there is no annual fee charged on the card. Card holders benefit from perks such as worldwide travel insurance, extended warranty on purchases, and purchase protection services.
Cardholders can also enjoy a number of additional benefits with this credit card. There are standard benefits such as: card and cash replacement in an emergency, discounts on car rental and at selected retailers, Internet account management services, and free insurance on car rentals. These benefits are in addition to the rewards program available on this credit card.
There are also a number of fees associated with this credit card. Depending on the balance on your credit card, late repayments are charged at between $15 and $35. If you exceed your credit limit, the fee stands at $35. For cash advances, a fee of three percent is charged with a minimum of ten dollars. The fee for balance transfer also stands at three percent, but the minimum is slightly lower at five dollars. The card offers a 10.49 percent variable interest rate on purchases, and a 21.49 variable interest rate on cash advances.
The rewards program offered with this card enables cardholders to benefit from a range of travel related rewards. You can earn a point for every dollar spent on your card, with a yearly limit of 80,000 points. There is a five year expiry on points earned. Your accumulated points can be redeemed against travel services and products such as flights, hotels, car hire, and cruises.
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