The CitiBusiness® Card is a credit card that is designed for small businesses and is issued by CitiBank. This credit card offers a range of services and discounts that can benefit small businesses, including free business advice and an around the clock online or telephone personal assistant service. Other benefits that come with this card include additional cards for employees at no extra charge, a revolving balance option, quarterly and annual accounts, and online account services.
This business credit card offers a twelve month introductory interest rate of 0 percent on balance transfers, and there is no annual fee charged on the card. The standard interest rate charged on the credit card is 11.24% variable. There is a twenty day grace period available on this card. The card offers a business sized credit line, which can vary by application and should be queries at the time of application.
There are some additional benefits available with the CitiBusiness® Card, which include fraud and unauthorized transaction security protection, automatic bill payment facility, a range of travel services, car rental discounts and insurance, financial planning advice, and business discounts at selected retailers and on selected business services.
There are also additional fees associated with the credit card including over limit costs of $35, up to $39 charged on late repayments, three percent or five dollars charged on cash advances, and three percent or five dollar charges in balance transfer transactions, with a maximum of $50 per transaction.
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