Additional cards for employees with credit limits you set
0% APR on purchases for 6 months
No Annual Fee
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
0%
6 months
11.99%
None
$100,000
20 days
Our Review of CitiBusiness® Card with Thank You Network
The CitiBusiness® Card with Thank You Network is a business credit card issued by CitiBank. This card is designed to suit the needs of businesses, and is a rewards credit card that enables businesses to accrue points and redeem them for rewards. The points are accrued by spending on the credit card, with triple points available on purchases at selected retailers. A bonus award of 7500 points is also made with the first credit card purchase. Points can be redeemed for goods, travel, and cash.
There are a number of benefits available with the CitiBusiness® Card with Thank You Network on addition to the rewards scheme. An introductory interest rate of 0% is offered for six months on this platinum mastercard, and there is no annual fee charged. Additional cards are also available for designated employees at no extra cost. Quarterly and annual account summaries are also available to make accounts administration easier.
You should also make note of a number of fees charged on this credit card, such as late payment fees of up to $39 depending on the balance of the card, over the limit charges of $35, and a three percent or five dollar charge on cash advances. Balance transfers charges stand at three percent or five dollar, with a ceiling limit of $50 per transaction.
The standard interest rate charged on the card is 11.49 percent variable, and there is a cash advance interest rate charged at 20.49 percent. This credit card also offers a twenty day grace period to cardholders.
