The Citi® Platinum Select® / AAdvantage® Business Card is a credit card that is issued by Citibank and designed for those with good or excellent credit. This is a rewards based credit card that is ideal for those that travel regularly with American Airlines. This credit card offers one air mile for every dollar spent on the card. There is also a new customer bonus of fifteen thousand miles with the first purchase made on the credit card. The maximum limit on accumulated miles in any one year is 150,000. These miles can be redeemed against travel with American Airlines or its partners.
There is an annual fee of $75 for this credit card, although cards for additional cardholders are available free of charge. There is also a twenty-five day grace period offered on this credit card. Cardholders do not receive any introductory interest rate, and the variable interest rate charged on new purchases made on this credit card is 15.40 percent. There is also a fixed interest rate of 19.99 percent on cash advances with this credit card.
Cardholders can expect a number of benefits with this credit card, which are available in addition to the rewards scheme. Some of the benefits available include: lost and damaged luggage assistance, purchase protection, extended warranty for purchases, car rental insurance, Internet account management, fraud and security protection, merchant dispute resolution, travel accident insurance, medical referral services, legal referral services, protection against unauthorized transactions, price protection, and various discounts.
As with all credit cards, there are also some fees to look out for with this Citi card, and some of the fees include: balance transfer fees of five dollars or three percent, with a maximum $75 charge per transaction; cash advance fees of $5 minimum or three percent; over the limit fees of $35; and late repayment fees, which stand at $15 to $29 based upon the balance of your credit card.
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