The Citi® Diamond Preferred® Rewards Card is a credit card which is issued by Citibank, and is designed for those with good credit. This is a rewards based credit card, which enables cardholders to earn one point for general purchases made on the credit card, and five points for purchases made on the credit card at drugstores, gas stations, and supermarkets. Points have a five year lifespan, and a maximum of 75,000 that can be earned in a one year period. Points can be used for goods and services, but also to reduce the APR on the credit card for specified periods of time.
This credit card has no annual fee, and offers a 0% interest introductory period, which is available for twelve months. This introductory rate applies to balances that are transferred on to this credit card. The interest rate on purchases made with your credit card is 13.24% variable.
There are a range of fees associated with this credit card, which include $15 to $29 on late repayments, over the limit fees of $35, three percent or five dollar minimum fees on cash advances, and balance transfer fees of three percent or five dollars minimum, with a $75 maximum charge per balance transfer transaction.
As well as offering the rewards scheme, you can enjoy additional benefits with this card. You can look forward to benefits such as purchase protection, extended warranty for purchases, protection on unauthorized transactions, travel accident insurance, car rental insurance, price protection, and medical or legal referral services. Other benefits include: Internet account management, lost and stolen card reporting, emergency cash replacement, emergency card replacement, and fraud and security protection.
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