The CitiŽ Driver's EdgeŽ for College Students is a credit card that is especially designed for students and is issued by CitiBank. This credit card offers all of the benefits of a regular credit card, and provides cardholder with a range of standard credit card perks. The CitiŽ Driver's EdgeŽ for College Students is globally accepted.
There are a number of charges associated with this credit card, which students should familiarize themselves with. These include: $15 to $39 charges on late repayment fees, a standard fee of $35 on over the limit accounts, charges of three percent of five dollars on balance transfer transactions and cash advances, with a $75 maximum on balance transfer transactions.
There are also a number of benefits available with this credit card, and these include: discounts on travel and retail, lost wallet service, emergency cash advances, buyer's security, fraud protection and warnings, automatic bill payment facility, travel insurance, car rental cover and discounts, and travel and emergency assistance.
This credit card offers a 0% interest rate for six months and this applies to balance transfers, cash advances, and new purchases. After this, the interest rate will rise to 15.49 percent variable, and the cash advance interest rate will rise to 20.49 percent variable. There is no annual fee charged on the card, and additional cardholders can get cards at no cost. The CitiŽ Driver's EdgeŽ for College Students also offers a twenty day grace period to cardholders.
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