Citi® Home Rebate Platinum Select® MasterCard®

Issued by CitiBank, the Citi® Home Rebate Platinum Select® MasterCard® is available to those with a good credit rating, and this card offers rewards that come in the form of rebates, which can be applied towards cardholders' personal mortgages. This card offers a one percent rebate per dollar spent on the card, and these rebates can help towards the payment of a personal mortgage. There is no upper limit or expiry on these points.

There are also a number of other benefits available to cardholders with this card, and some of these are: extended warrantees, purchase protection, protection against unauthorized transactions and fraud, travel accident insurance, and travel and emergency assistance. All of these benefits are available in addition to the rewards rebate program offered on the card.

There are also some fees and charges that come with the Citi® Home Rebate Platinum Select® MasterCard®. These include late repayment fees of between $15 and $39 subject to credit card balance, over the limit charges of $35, and three percent or five dollar charges on balance transfer transactions and cash advances, with a $75.00 maximum per balance transfer transaction.

There is no charge made on cards for additional cardholders, and no annual fee is charged on the account. This credit card also offers a twenty day grace period. The standard APR currently stands at 12.49 percent, with cash advance fees of 20.49 percent variable. This credit card also offers an introductory twelve month interest rate of 0%, which is available on balance transfers.