The Citi® Platinum Select® Card for College Students is a platinum credit card that is designed for students and issued by Citibank. Because of its platinum status, this card is aimed at students with a good credit history. As a platinum card, students can look forward to a number of card benefits. There is no annual fee associated with this credit card, and cards are available to additional cardholders at no extra cost. The credit card also offers a twenty day grace period to cardholders.
As well as offering no annual fee, the Citi® Platinum Select® Card for College Students offers an introductory 0% interest rate for six months, and this rate applies to balance transfers, new purchases, and cash advances. Once the introductory period has expired, the variable interest rate charged on new purchases rises to 17.99%.
This Citibank card has a number of related charges. Over the limit accounts are charged at $35, and for late repayments cardholders are charged between $15 and $39 based on the balance of the credit card. Balance transfers are charged at three percent or five dollars minimum, with a $75 maximum charge per balance transfer transaction. If you want a cash advance on your credit card, you can expect to pay a minimum of five dollars or three percent.
You can also look forward to a range of benefits with this student credit card/ Card holders can look forward to benefits such as travel insurance, car rental cover, medical and legal referral services, protection against fraudulent transactions, and a lost wallet service. In addition to these benefits, cardholders can enjoy online account services. Purchase protection, extended warranties, and a variety of student discounts.
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