The Discover® More Card is a credit card that is issued by Morgan Stanley. This is a card that caters for those with a very good credit history, and it is also a rewards based credit card that offer cash rebates on purchases made with the card. A rebate of between 0.25 and 2 percent is available on every purchase made on the credit card. However, the amount of rebate awarded is dependant upon the amount spent and also on where the purchase is made.
There is no annual fee on this credit card, and in addition to this the credit card offers a twenty-five day grace period. Late repayment fees on this credit card can vary from $15 to $35, and the amount charged is based on the balance of the credit card. If the account is taken over its limit, there are also charges of between $15 and $35. Cash advance fees stand at three percent or five dollars, whichever is the greatest. Balance transfers are also charged at the same rate, but with a $50 maximum charge per balance transfer.
As well as offering rebates, there are a number of additional benefits that come with the Discover® Platinum Card. Some of the benefits include a choice of card designs, access to Internet account management, travel insurance, fraud and security protection, car rental insurance, discounts on various products and services at specified retailers and merchants, and a free ‘2GO' key ring sized credit card.
There is a minimum credit limit of $5000 on this card, with a maximum limit of $50,000. This credit card offers an eight month introductory interest rate of 0 percent on both balance transfers and new purchases. The standard interest rate charged on this card can vary depending on your credit history, but starts at 9.99 percent.
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