Issued by Bank One, the Disney Visa® Credit Card from Bank One is a platinum visa credit card catering for consumers with a good credit history and rating. This is a rewards credit card that enables cardholders to benefit from free or discounted Disney merchandise and vacations. Cardholders can earn rebates at a rate of one percent for general purchases. These rebates are then converted into Disney reward dollars, with one reward dollar for every $100 spent on the card. The limit on reward dollars per year is 750, and these dollars have a five year life span.
This credit card offers a 0% interest rate for an introductory period of six months, and this applies to balance transfers and new purchases. The standard interest rate charged on the card is a variable rate of 12.40 percent. Cash advances are charged at a variable interest rate of 21.24 percent. The credit limit on this card varies from $5000 to $100,000. This card also offers a twenty day grace period, no annual fee, and cards for additional cardholders at no extra charge.
There are some other charges to look out for with the Disney Visa® Credit Card, and these include charges of between $14 and $34 on late repayments, with a $29 charge applied to over the limit accounts. Both cash advances and balance transfer transactions are charged at three percent or a minimum of five dollars, and there is a $50 maximum per balance transfer transaction.
You can also enjoy some additional benefits with this credit card, and some of the benefits that you can look forward to include: Internet account services, protection against unauthorized transactions, emergency card and cash replacement, lost and stolen card reporting, lost luggage insurance, car rental insurance, travel accident insurance, extended warranty, and purchase protection.
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