The EuforaŽ Prepaid MasterCardŽ is a master card that is issued by BANKFIRST and is designed to meet the needs of those with a bad credit rating and history. This card could prove ideal for those that are unable to get a standard unsecured credit card, and for those that wish to improve or build their credit.
This prepaid mastercard has a unique credit building feature, enabling those with poor or no credit to expedite improvement on their credit rating. The EuforaŽ Prepaid MasterCardŽ also offers an income opportunity in the form of a referral program, as well as the monthly opportunity to win a new car.
There is no interest charged on this card because it is a prepaid card so no borrowing is involved. However, there are some other card usage charges to look out for, and these include: cash advance fees of $2.00 to $4.00 and an ATM balance enquiry fee of $1.00. Other fees are based around the membership of the credit builder program, and members are subject to annual and monthly fees. Applicants are advised to check on these fees prior to making their application.
You can load funds onto this mastercard in a number of ways, including online and via direct deposit. A minimum of $5 must be loaded with each transaction, and there is a fee of $1.00 for each load, so cardholders can enjoy better value by loading larger sums of cash with less frequency rather than smaller sums on a regular basis.
