Receive cash compensation from the spending of anyone in your compensation tree.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
N/A
$29-$99
N/A
N/A
Our Review of First Vineyard MasterCard® Card
The First Vineyard MasterCard® Card is a stored value card issued by BANKFIRST. The nature of this credit card means that payments must be made in advance by cardholders before any purchases or withdrawals can be made on the card. This card could prove ideal for those that are unable to qualify for a standard unsecured credit card, and for those with poor or no credit.
This card offers both an earning opportunity and a rewards scheme to cardholder. The earning opportunity is based around referrals, and your earnings will be based around the number of referrals and the amount that they spend on the card each year. The rewards side of the card offers a one percent rebate on spending or compensation stemming from the expenditure of other members.
This card can be prepaid in a number of ways, including directly from your paycheck or via wire transfer or cash deposit. No fees are charged for loading the card, and there are also no annual fees or interest charges made on the First Vineyard MasterCard® Card. Because this card does not involve monthly credit card reporting, it may not be ideal for those looking to rebuild and improve their credit rating.
There are a number of charges associated with this card, and some of these include: a one-off application fee of $39.95, a monthly participation charge of $6.95, and cash advance fees of between $2.00 and $4.50 depending on the location of the ATM withdrawal.
Credit Cards Info user review:
This card is a ripoff. The compensation that is promised is never materialized. There is no recognition of your referrals and the customer service department is not knowledgeable enough nor do they have the authority to answer questions.
