Balance Transfer APR: 9.99% fixed for the life of the balance, for balance transfers made during the first six months of membership.
No annual fee for 1 year, a savings of $95
Annual fee: $95 for Basic Cardholder and up to two additional cards unless you are also the Basic Cardmember for a Qualifying Business Charge Card Product, in which case the annual fee is $30 for the Basic Card and up to two additional cards.
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
16.74%
$95
$100,000
20 days
Our Review of Gold Delta SkyMiles® Business Credit Card
The Gold Delta SkyMiles® Business Credit Card is a card designed to meet the needs of businesses with good credit. Issued by American Express, this business credit card offers an introductory interest rate of 10.24 percent, which applied to balance transfers. This interest rate on transfers holds until the transferred balance has been fully repaid. The APR charged on purchases with this credit card is listed above, with a 20.49 percent variable rate charged on cash advances. This card has an annual fee of $85 although this is waived in the first year.
The rewards program available with this business credit card enables car users to earn miles for purchases made on the credit card, and double miles for purchases made at specified retailers. New cardholders can also enjoy a ten thousand mile bonus. Miles have no expiry date (subject to terms and conditions) and can be earned on up to $100,000 of credit card spending each year.
Late payment fees with this credit card range from $15 to $35 depending in the balance of your credit card. There is also an unauthorized borrowing fee of $35 if you exceed your credit limit. Cash advances are charged at 3 percent or $5, depending on which is the greater.
Some of the additional benefits of this credit card include: Internet account management services, extended warranty for purchases, car rental insurance, purchase protection, emergency card replacement, travel accident insurance, emergency check-in service, and discounts on products and services at participating merchants and retailers.
