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Hilton HHonors® Platinum Credit Card from American Express  Submit Review




  • Up to 10,000 HHonors® bonus points with your first four stays at any Hilton.
  • No annual fee
  • Travel Accident Insurance
  • Car Rental Loss and Damage Insurance
  • 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,700 Hilton Family hotels worldwide and for eligible purchases at grocery stores, drugstores, gas stations, restaurants, the U.S. Postal Service, and for wireless phone bills.
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
2.90%
6 months
16.74%
None
$100,000
20 days


Our Review of Hilton HHonors® Platinum Credit Card from American Express

The Hilton HHonors® platinum credit card from American Express is a card that offers a range of benefits, and is ideally suited to those that enjoy staying at the Hilton chain of hotels. This credit card is designed to cater for those with good or excellent credit, and offers a rewards program that enables card users to combine loyalty points with frequent flyer miles. You can earn points on eligible purchases, and the points structure can vary depending on the type of purchase. For example, general purchases can earn you three points per dollar spent, and you can earn five points per dollar for money spent on your credit card at Hilton hotels.

With the Hilton HHonors® platinum credit card you will get a low introductory rate of 2.90 percent, and this introductory rate applied to both purchases and balance transfers. The duration of this lower rate is six months, after which point the interest rate will revert to the standard variable rate, listed above. The rate charged on cash advances with the Hilton HHonors platinum credit card is 20.49 percent variable. There are no annual fees associated with this credit card; however, late repayments may result in fees ranging from $15 to $35 depending on the balance of your card.

The Hilton HHonors platinum credit card also offers a number of standard features, which include car rental insurance, travel accident insurance, purchase protection services, and access to various discounts and special events. The maximum credit limit on this credit card is $100,000, and additional cards for secondary cardholders are available free of charge.

 


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