No credit check, bank account, or security deposit required
No interest charges or late fees
Prepaid, with easy loading options
Pay your bills over the phone
Set up Automatic Bill Payments from your VisaŽ.
Send Money to Friends and Family. (Buy 2, real-time card-to-card)
Save postage costs and time in paying Bills
Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
Direct Deposit from your Employer.
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
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Our Review of HomeLand PrePaid VisaŽDebitCard
The Homeland Prepaid Visa Debit Card is issued by Four Oaks Bank & Trust Company. It is ideal for those with bad credit who are unable to obtain a standard credit card. This card works on an account basis, where the member makes deposits onto the card and then makes purchases which are withdrawn from that balance. There is no line of credit extended, so no credit checks or employment verification are required. A bank account is required during initial setup of the card in order to make the first deposit onto the card. There is a no turndown policy provided applicants can verify their identity and other basic information. Prepaid credit cards such as this one are often used instead of bank accounts, because they eliminate the hassle of writing checks and provide instant access anywhere Visa Debit is accepted. They also offer members a convenient way to keep track of their spending and budget their money, as well as begin rebuilding their credit. For members who wish to improve damaged credit, this card offers a service called
