The IN:NYC Card from American Express is a credit card that will prove ideal for those that visit or intend to visit New York on a regular basis. Issued be American Express, this card is tailored for those with a good credit history and scoring, and offers a range of benefits to suit those that regularly visit New York. This credit card offers a rewards point for every dollar spent on the card, with double points available on selected purchases such as newspaper subscriptions, gym memberships, dining, movies, and cell phones. There is no limit or expiry on these points, and they can be redeemed against various goods and services, from entrance fees to New York sights to hotels stays and travel.
There are also other benefits available with this credit card, such as ten percent discount at a number of selected stores and boutiques, as well as priority access to selected NYC venu es. Other benefits that are available with this credit card include purchase protection, extended warrantees, fraud protection, online account services, car rental cover, medical and legal referral services, guaranteed hotel reservations, emergency card and cash replacement, and travel accident insurance cover.
There is no annual fee for this card, and the credit limit ranges from $1000 to $100,000. There is a special 0% interest rate on balance transfers and purchases for the first six months. After this, the interest rate rises to 9.49 percent variable, with a cash advance interest rate of 20.49 percent variable. Cards are available for additional cardholders at no extra cost, and the credit card offers a twenty day grace period.
Some other fees associated with this credit card include over the limit fees of $35, late payment fees of $15 to $35 based on balance, three percent or five dollars charged on cash advances, and three percent or five dollars charged on balance transfer transactions, with a $50 maximum.
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