The Bank One Sony Visa® is a platinum credit card issued by Bank One and available to those with a very good credit history and rating. This card offers a rewards program suited to those that buy or intend to buy Sony products. Points are awarded per dollar spent on the card, with additional points available for purchases made on Sony products and at the Sony website. After the first purchase, cardholders are awarded a bonus of 1500 points. There is an expiry of five years on the points, and ceiling limit of 250,000 per year. Points can be redeemed against a variety of goods, from electrical equipment to movie tickets.
There is no annual fee charged on the credit card, and a twenty day grace period offered to applicants. Additional cardholders can get cards at no extra cost, and the credit limit ranges from $5000 to $100,000. The introductory interest rate charged on the card is 0 percent for six months, and this is applied to balance transfers and new purchases. The interest rate then rises to 12.49 percent variable, with a cash advance interest rate of 21.49 percent.
Some of the additional benefits available with this credit card include: online account related services, emergency cash and card replacement, lost and stolen card reporting, travel accident insurance, car rental insurance, travel and emergency assistance, purchase protection, and extended warranty for purchases.
There are also some additional charges to look out for with the Bank One Sony Visa®. These include over the limit fees of $35 and late repayment fees of up to $35 based on your credit card balance. Cash advances are charged at three percent with a ten or fifteen dollar minimum based on the location of the withdrawal. Balance transfer transactions are charged at three percent with a five dollar minimum and a fifty dollar maximum.
|
