Issued by Advanta, the Advanta Platinum BusinessCard® with Cash Back rewards is a business credit card that enables business owners to earn rewards for spending on the credit card. This credit card offers points for purchases, working on the basis of one point per dollar spent on the card. There is a three year expiry on points, but there is no limit to the number of points that can be earned in a one year period. Accumulated points can be redeemed against various rewards or claimed in cash back.
There are other benefits associated with this credit card as well as the rewards scheme. Cardholders will enjoy a range of benefits, some of which include: personalized design and checks, Internet account services, car rental cover, purchase protection, extended warranties, discounts are specified retailers and merchants, and personalized billing dates for additional flexibility.
This credit card has no annual fee, no fee for extra cards for additional cardholders, and a twenty-five day grace period. There is a 0% interest rates applied as an introductory period for the first twelve months, and this applies to balance transfers. The standard and cash advance APRs charged on this account can vary, and it is therefore advisable to check these rates prior to application.
A number of charges are also associated with this credit card. These include late repayment fees of $15 to $39, which can vary according to the balance of the credit card. Over the limit fees are charged at the same rate. Both cash advances and balance transfer transactions are charged at three percent or five dollars, and there is a maximum $50 on balance transfer transactions.
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