The Chase PerfectCard™ is a platinum mastercard or Visa card issued by Chase, and is designed for those that have good credit. This is an ideal credit card for those that purchase a lot of gas, as it is a rewards credit card and offers a three percent rebate on gas purchases from any gas station, so cardholders are not required to go to a specific gas station to earn the higher level of rebate. This rebate rate is doubles to six percent for the first three months of use. In addition to the rebate at gas stations, cardholders can benefit from a one percent rebate on all general purchases made through the credit card. There is no limit or expiry on the rebates earned on this credit card.
This card has a $19 annual fee. However, Chase will waive the annual fee providing at least nine purchases have been made on the card in a one year period. There is a 0% interest rate, which is applied to balance transfers and this is for a period of nine months.Additional cardholders can get credit cards free of charge with the Chase Perfectcard.
Taking your account over the limit on this card means that you will be charged $35. Also, there are late payment fees ranging from $15 to $39 depending on the balance of the credit card. Balance transfers are charged at three percent or five dollars minimum, with a $75 maximum charge per transaction. Also, there is a three percent or ten dollar minimum fee on cash advances.
This card also enables cardholders to enjoy a range of card benefits, and this is in addition to the rewards rebates. Some of the benefits associated with this card are: purchase protection, extended warranties on purchases, unauthorized transaction cover, travel accident insurance, car rental insurance, roadside assistance, online account management services, lost and stolen card reporting, emergency cash and credit card replacement, fraud and security protective cover, and travel and emergency assistance.
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