Issued by Bank One, the TravelPlus Platinum Visa® Card is a credit card that caters for those with a very good credit history and rating. This credit card offers a rewards program to cardholder in the form of miles for money spent on the card. Rewards are awarded at a rate of one mile per dollar spent on the card, and there is a four year expiry on points with a ceiling limit of 60,000 points per year that can be accumulated. These points can be redeemed against car rentals, hotel stays, gift certificates, and a selection of attractions.
Additional cardholders are able to get cards at no fee, and there is no annual fee charged on this card. In addition to this, cardholders can benefit from a twenty day grace period, with a credit limit ranging from $5000 to $15,000. The standard interest rate stands at 11.49 percent variable, with a cash advance interest rate of 21.49 percent variable.
Cardholders are also advised to look out for various fees associated with this credit card. Over the limit accounts are charged at $35, and for late repayments you will be charged between $15 and $35 based on the balance of your credit card. Fees on cash advances are charged at three percent with a ten dollar minimum, and for balance transfer transactions the fee is three percent with a five dollar minimum and a fifty dollar maximum.
You can also enjoy some additional benefits with the TravelPlus Platinum Visa® Card, some of which include: online account services, personal concierge services, lost luggage insurance, emergency card and cash replacement, lost and stolen card reporting, travel accident insurance, car rental insurance, travel and emergency assistance, and extended warranties.
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