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Bad Credit Credit Cards

The following credit cards are for individuals with bad or no credit.

The credit cards listed here have an almost guaranteed approval which will help you on the road to rebuilding your credit history and hopefully in the future you will be accepted for more attractive credit card offers. As long as you adhere to the rules and guidelines of these credit cards, they can only have a positive effect on your credit report.

Be determined and not so long from now you will be able to choose from many more attractive credit card offers.

Bad Credit Credit Cards
Orchard Bank MasterCard®




  • Initial Credit Limit Up to $1000
  • Low Annual Fees
  • Competitive APRs
  • Periodic Credit Limit Increase Review
  • Complete Online Account Access 24 Hours a Day
  • Complimentary Online Bill Pay
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
19.65%
$0-$79
N/A
25 days

First Vineyard MasterCard® Card




  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
N/A
$29-$99
N/A
N/A

Wired Plastic™ + Rewards Stored Value MasterCard®




  • Guaranteed Approval Stored Value MasterCard®
  • No bank account or employment verification
  • No ChexSystems or Credit Bureau inquiries
  • Earn 1 Wired Point™ for every $1 you spend
  • Security, Welfare, Medicare, Disability, IRS) directly to your card.
  • Add cash instantly with Western Union® SwiftPay®
  • Access cash at more than 1 million ATMs.
  • 24-hour toll-free account information line
  • Complete an application and enter a free draw to win an iPod shuffle!  
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
N/A
N/A
N/A
N/A

Visa Prepaid Cash Card




  • Guaranteed approval
  • No credit check, bank account, or security deposit required
  • No interest charges or late fees
  • Prepaid, with easy loading options
Intro APR
Intro Period
Regular APR
Annual Fee
Credit Limit
Grace Period
N/A
N/A
N/A
$159.95 setup fee
N/A
N/A


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