The Benefits And Services Of Being An American Express Card Member

If you are thinking of becoming a member of Amex you may well be wondering what the benefits and services of being an American Express Card Member are that warrant the cost of the annual fee. Well, the following is a brief overview:

Best Value Guarantee – when you are out shopping if you can find a product cheaper than what you recently paid using your Amex card then you’ll be entitled to a refund on the difference between what you paid and what you later saw the same product being sold for. This comes courtesy of the payment card’s ‘Best Value Guarantee’ – i.e. you pay the lowest prices!

Buyer’s Assurance Plan - how many times have you bought something for it to fall apart the week after the manufacturer’s warrant ran out? Well, as a member of Amex you needn’t worry about that happening any longer as the card’s ‘Buyer’s Assurance Plan’ extends the period of the manufacturer’s warranties.

Purchase Protection Plan - Ever bought goods only to accidentally break them on the way home? If so, you’ll certainly be interested in the ‘Purchase Protection Plan’ benefit as this insurance covers accidental damage and theft for a limited period following purchase.

Donation Site – Looking at the latest news broadcasts of a major disaster and feel the urge to donate? If so, the Amex donation site service is an easy way to donate to all of your favourite charities.

Online Account Management - want to check your latest statement before it arrives at home? Away on a business trip and are unable to check your statement? Don’t worry, Amex afford you the option to do check your account, view recent charges, and even pay your bill online.

Identity Theft Assistance - with personal ID theft are growing problem these days American Express offers its card members the comfort of knowing that help is available 24-hours a day / 7-days a week should they become the unfortunate victim of this nasty crime.

Fraud Protection – along with ID theft fraud is costing payment card issuers billions of dollars a year. With the American Express fraud protections program cardholders have immediate access to tools and resources specifically designed to help protect them from fraud.

Additional Benefits - aside from the above, Amex also offers its cardholders a number of additional benefits, ranging from car rental loss and damage coverage, to a 24-hour global hotline assistance number that members can call if they require emergency assistance when travelling.

Overall, looking at the American Express package, it is not difficult to see why they continue to be a market leader and go from strength-to-strength.