The Dodge Rewards Visa credit card is issued by Bank of America. This is a platinum credit card designed for those with good to excellent credit standing and an interest in Chrysler, Jeep and Dodge products. The point-rewards program of this card works in conjunction with these companies to provide cardholders with special discounts and earnings at participating dealers.
This card offers an APR of 1.9% on purchases and balance transfers during the six-month introductory period. After the first six months, the APR is variable and is based on credit standing. Those with good credit scores will receive a reasonable rate; however, the rates on this card are not as low as they are on some comparable rewards cards, and members should avoid carrying balances from month to month whenever possible to avoid high finance charges. On the plus side, this card has no annual fee, which is slightly unusual for rewards cards of this caliber, and the rewards program is very strong for those interested in the merchandise.
With the Dodge rewards program, holders of this card earn 1 point for every dollar spent on general purchases, and 5 points for every dollar spent at a Chrysler, Jeep or Dodge dealership. There is also a bonus of 2,500 points at the time of the first purchase with the card. Points can be redeemed towards the purchase or lease of any new, used or Five Star Certified Pre-Owned vehicle at a Chrysler, Jeep, or Dodge dealership. Points can also be redeemed towards parts or service at these dealerships. Parts and services include oil changes, tire rotations, tune-ups, body work, and more. Finally, cardholders can redeem their points towards an extended vehicle warranty or for Mopar Parts and Authentic Dodge Accessories by Mopar, plus other branded merchandise. Redemption of points can be done online or at participating locations.
Aside from the rewards program, the Dodge Rewards Visa offers members standard platinum card benefits. These include, but are not limited to, travel insurance, auto rental insurance, emergency travel and medical services, extended warranties on certain purchases, and zero liability for unauthorized charges. The safety and security offered with a platinum card such as this one is a definite count in its favor.
Those who are interested in Chrysler, Dodge or Jeep merchandise will find this card extremely beneficial. The rewards program is definitely the card's strong point, and should be used to its full advantage, so someone who is not planning on making those types of purchases would be better served by finding a card with a less specific rewards program. However, a member in good credit standing who makes use of the Dodge Rewards program will find this card extremely useful and benefit most from what it has to offer.
