Prepaid credit cards are different from unsecured credit cards because they act more like a debit card than a real credit card. Prepaid or secured credit cards require that you deposit an amount of money onto the card, which becomes the maximum amount you can charge on the card when making purchases.

These credit cards would be ideal for family members, such as a son in college, that you wish to give an set allowance and then be able to track that allowance through his credit card spending by checking the credit card statements!

Also, you will not have to wire money to him, all that would be required would be to 'top up' his secured credit card. This will surely save you time and money!